Compliance with the requirements of the applicable laws and regulations, including the banks and all other relevant laws and regulations
Visits and interacts in person and via phone/email with existing customers and potential customers on credit or risk related matters
Authenticates all post loan closing activities, including conditions precedent to closing, are accurate and complete
Communicates final deal structure, pricing, terms and conditions to client and Sales team maintaining integrity of formal Committee Approvals
Continuously monitors and frequently visits clients providing an independent review of credit quality, client risk/exposure, risk ratings, compliance with Credit Policy and compliance with terms and conditions of legal agreement for assigned portfolio
Identifies early client risk/exposure, early detection of volatile industries and markets for assigned portfolio within designated region
Manages approval process ensuring accuracy of approval documents memorandum, supplemental exhibits and underwriting is compliant with current Credit Policy standards and practices
Authorizes decisions in areas of credit transactions, risk ratings and extensions of credit within limits of individual authority and makes recommendations on others
Evaluates structures, risk rates and underwrites companies with risk exposure or potential risk exposure to the bank
Negotiates terms and conditions of Credit with Relationship Manager
Responsible for formal credit review processes such as Monitoring as well as Credit File reviews, Audits, Compliance Reviews etc and on an on-going basis reviews for accuracy and completeness all formal loan documentation, comments and updates
Responsible for the quality, integrity and soundness of all financial analysis, underwriting and credit approval processes for an assigned portfolio
As primary liaison for client prospects, interacts in-person and via phone with existing customers, potential customers and Corporate Banking Sales teams on a routine basis
Identifies cross-sell opportunities
Proactively manages credit risk and exposure for an assigned portfolio; initiates credit modifications and risk upgrading/downgrading, modifying terms and frequency of covenants, financial reporting, collateral security, audit schedule
Job Details
Date Posted: | 2016-08-23 |
Job Location: | Cairo, Egypt |
Job Role: | Accounting/Banking/Finance |
Company Industry: | Banking |
Preferred Candidate
Career Level: | Mid Career |
Gender: | Male |
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